How To Sell Credit Cards To Customers In Retail Reddit
Credit cards that offer rewards are a great way to get money back on purchases you already make. Whether your reward is cash back, miles or points, it adds up to money in your pocket. Some credit cards are restrictive when it comes to earning or redeeming rewards, but these 10 credit cards are ranked among the best for the rewards they offer. Choose the card that aligns with your spending habits and start saving.
The Chase Sapphire Preferred credit card frequently ranks as one of the best cards because of its lucrative introductory bonus. If you spend $4,000 within the first three months, you earn 50,000 bonus points on top of the points you earn for your purchases. Those points translate to $500 in statement credits or $625 in travel rewards. You also earn two times the points for every dollar spent on travel and dining.
Capital One Venture Rewards
Capital One Venture Rewards is another great credit card for people who travel. It has a 50,000 point sign-up bonus and offers double points for all purchases. Additionally, you can earn up to 10 times the number of regular points for purchases made through select hotel partners.
Capital One Quicksilver Cash Rewards
If you're looking for a simple credit card that offers a great cash-back rate for everyday purchases, that's exactly what the Capital One Quicksilver Cash Rewards card does. Get a $150 bonus for spending $500 in the first three months, and then earn 1.5% cash back on all purchases with no limits to how much you can earn.
American Express Gold Card
The American Express Gold Card has great rewards for people who spend their money on dining and food. You earn four times the points for every dollar spent in restaurants and supermarkets, plus a $120 dining credit. You also receive three times the points for airline purchases. This card makes it easy to rake in points from everyday purchases to use toward travel.
Discover it Cash Back
Discover it Cash Back is the top credit card for earning cash back on everyday spending. It has one of the highest cash back rates at 5% in categories that change each quarter, and you also earn unlimited 1% cash back on all other purchases. Additionally, Discover matches the total amount of cash back that you earn in the first year.
American Express Platinum Card
The American Express Platinum Card offers great rewards for people who spend a lot of money on airline purchases. This card offers five times the points for each dollar spent on airfare purchased directly from the airline. You also have the ability to transfer points directly to other frequent flyer programs on a one-to-one basis.
Wells Fargo Propel American Express
The Wells Fargo Propel American Express card offers high rewards with no annual fee. Receive a 30,000 point bonus for spending $3,000 in the first three months, and then earn three times the points for purchases in multiple categories. Purchases that don't fit into select categories earn one point per dollar.
Capital One Savor Cash Rewards
The Capital One Savor Cash Rewards card offers great rewards for people who dine out frequently. There's a one-time sign-up bonus of $500 for spending $3,000 in the first three months. You earn unlimited 4% cash back on all restaurant and entertainment purchases, 2% cash back in grocery stores and 1% back on all other purchases. The annual fee is waived for the first year.
Chase Sapphire Reserve
With Chase Sapphire Reserve, you earn a hefty sign-up bonus of 50,000 points for spending $4,000 within the first three months. It's designed with travelers in mind and offers perks such as a $300 annual travel credit, free checked baggage, access to travel lounges in airports and more. Cardholders earn three times the points for restaurant and travel purchases all over the world and one point per dollar for all other purchases.
Chase Freedom Unlimited
Many rewards credit cards charge an annual fee to access the card's perks. Chase Freedom Unlimited has no annual fee, a sign-up bonus and an opportunity to earn unlimited 1.5% cash back. Get $150 back for making $500 in purchases in the first three months, and the cash back you accumulate never expires.
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How To Sell Credit Cards To Customers In Retail Reddit
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